Working Experience:

• 4-5 years experience in Business Analysis role.
• Experience working with Banks, NBFC or Lending Fintechs a must.
• Work experience with Indian lending market – Preferred.

Primary Skillset:

• Business Analyst for Loan Origination / Loan Management Systems.
• Domain knowledge of Lending
• Knowledge of Mobile centric solutions
• Basic knowledge of Banking & Financial Services
• Knowledge of Prototyping, Wireframe designs, SDLC is a must.
• Good written and spoken communication skills.

Good to have Skillset:

• Knowledge of SME Lending
• Work-experience with Digital Lending
• Knowledge of Project Management Activities
• Basic knowledge of Application Server, databases (SQLs)

Activities:

• Participate in requirement understanding from users
• Conceptualize application workflow
• Maintain project-related communication records
• Participate in day–to-day coordination with Vendors
• Application support – L1
• Ensure adherence to project plans & timelines

Roles and Responsibility:

• Responsible for Direct Sales of Unsecured Business Loan / SME Loan
• 5+ years of Experience in Bank/NBFC are preferredTo grow the retail loan business and achieve the targeted loan book size.
• Lead a team of relationship managers
• Candidate should be able to identify ,recruit and maintain relationship with DSA’s / Referrals / Connectors etc.
• Analyzing customer financial status, credit, and Working Capital
• Providing information to customers about Business Loan
• Coordinating with collection department in resolving non-starters and delinquency cases.
•  Incorporating various check-points within the sales process of the team to ensure quality sourcing by the team ensuring acquisition of quality assets.
• Creating a strong & compliant sales culture to drive acquisitions, profitability and employee development.
• The job involves extensive traveling within the assigned area and conducting market/ customer mapping.
• Candidate needs to proactively identify sales prospects  follow up on new leads and referrals to generate business and follow the various internal guidelines and procedures.

Roles and Responsibility:

• Responsible for Direct Sales of Unsecured Business Loan / SME Loan
• 2+ years of Experience in Bank/NBFC are preferred
• Candidate should be able to maintain relationship with DSA’s / Referrals / Connectors etc.
• Analyzing customer financial status, credit, and Working Capital
• The job involves extensive traveling within the assigned area and conducting market/ customer mapping.
• Candidate needs to proactively identify sales prospects  follow up on new leads and referrals to generate business and follow the various internal guidelines and procedures.

Roles and Responsibility:

• Planning and Leading the collections strategy along with Senior Management.
• Will be responsible for identifying and managing the agencies.
• Will be instrumental in designing Collections SOP for in-house and agency teams.
• Strategizing and planning legal initiatives for the allocated portfolio.
• Portfolio analysis & quality feedback to cross functional team to build Quality portfolio.
• Co-ordination with legal machinery for end to end use of legal tool
• End to End Process Management:  Arbitration proceedings, recourse, etc
• Ensuring executions falls in line with regulatory compliance measures
• Conducting regular audits to check if vendor is following the SOP and compliance norms.
• Managing the overall portfolio as per the agreed targe
• Collection of dues from delinquent customers through field team, legal and skip tools
• Portfolio management- minimizing buckets flows and maximising recoveries from NPA accounts
• Exposure in recovering from hard buckets, managing arbitration, co-ordinating with legal, having good contacts at P.S, etc

Roles and Responsibility:

• 5+years of experience in managing Legal & Compliance matters for NBFCs.
  Knowledge of Commercial Contracts, redefining & negotiation of contracts & NDAs
•  Drafting and vetting of Services and other related agreements, Legal Notices/replies, lease agreements, legal documentation.
• Identifying legal issues and risks that may affect the business (and ensuring that the business leadership is properly advised concerning those issues).
• Providing legal guidance relating to the formulation and implementation of strategies and policies.
• Mitigating & implementing the legal and regulatory risk compliance program and to ensure that the business in complies with local and international payments legislation and regulation.
• Responsible for liaising; coordination with regulators and external partners.
• Negotiation with counterparties over the agreement terms/clauses, and ensuring timely closure of the same.
• Managing company’s litigation, Attending courts matters and other departmental proceedings.
• Maintaining internal legal MIS for litigation and other compliances.
• Coordination and follow-ups with external counsels and review/vet various submissions in the ongoing cases/proceedings.
• Advising the respective business teams of legal risks mitigation and appropriate contractual protections.
• Lead all the litigation across the organization
• Lead the corporate law across the organization.
• Provide legal support to the Company’s business functions.
• Give accurate and timely counsel to executives in a variety of legal topics (labour law,partnerships, international ventures, corporate finance etc.)
• Draft and solidify agreements, contracts and other legal documents to ensure the company’s full legal rights
• Provide clarification on legal language or specifications to everyone in the organization Candidates skills
• Must be an excellent communicator (written and verbal) with the ability to earn trust and credibility.
• Must have ability to demonstrate a high degree of confidentiality.